October 2014 Archives

Long-term care planning includes considering insurance plans

Long-term care insurance could be an extraordinary benefit to elderly persons who pride themselves on independent living and who do not want to burden their family members. This long-term care planning subject is an important one for older parents to discuss with their adult children. Despite the seeming importance of this insurance, however, the product has not been a big seller in Texas or elsewhere. Due to lack of information and other factors, only a relatively small percentage of elderly citizens have this kind of coverage.

Act to stop identity thieves early in estate administration

The pernicious activity of identity theft reaches even beyond the grave of a deceased person. One favored activity of con artists in Texas and throughout the country is to steal the identity of  a recently deceased individual. If they can access his bank accounts and existing credit cards, they can make a big score against a presumably defenseless victim. However, if you are the immediate next of kin and/or the person legally in charge of the estate administration, you can take quick action to try and prevent this from happening.

A revocable living trust can avoid probate and minimize taxes

The decision whether to have some or all of your estate pass by living revocable trusts under Texas law is one that should be made in consultation with an estate attorney or other qualified professional. Remember that each situation must be evaluated on its own facts. If avoiding probate is a goal that will benefit you and preserve your assets the best, then a revocable living trust should be included in the estate plan.

Contact Kolb & Murray, P.C., at 830-386-4801 to schedule your initial consultation with an experienced law firm devoted to serving you, your family and your business.

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Seguin, TX 78155

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