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August 2016 Archives

Long-term care planning will try to cover all eventualities

Whether one resides in Texas or elsewhere, the are some common issues that arise often when discussing the making of a long-term care plan to cover the post-retirement years. There is not always a clear-cut answer to every question because it is not generally known in advance how much long\-term care planning a person will need or for how long it will have to continue. One fairly established statistic is that there is about a 70 percent chance that a person over 65 is going to need some type of long-term care, according to the U.S. Department of Health and Human Services.

Second marriage calls for a new estate planning effort

People who enter into a second marriage should in most cases consider making an estate plan at that time. The usual situation in Texas and elsewhere includes resolving how children from the first marriage will share in the distribution of assets on death of the parent, if at all. Since it is likely that both spouses in the second marriage have children from before, estate planning is usually a necessity that will prevent conflict and sometimes even chaos at some point in the future.

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